Can library boards apply for loans?
No. KSA 12-1225 lists the powers of library boards. Attorney General Opinion (AGO) 76-040 says, Attorney General Opinion 76-40 says KSA 12-1225 does not give city library boards the power "to apply for and secure loans". See http://ksag.washburnlaw.edu/opinions/1976/1976-040.pdf